What is it? Credit Card Debit Card Abuse is when a credit or debit card is used without the true owners consent in an attempt to defraud or steal.
What makes it illegal? The Texas Criminal Penal Code Sec. 32.31. Credit Card Abuse indicates that a person commits an offense if, with intent to obtain a benefit fraudulently, uses a credit or debit card of another to do so, or uses an expired or otherwise unauthorized card to defraud or steal.
What are the Punishments? For individuals arrested for Credit Card Abuse, the penalty is a state jail felony punishable by up to two years in the state prison with fines, except that the offense is a felony of the third degree if it is shown on the trial of the offense that the offense was committed against an elderly individual as defined by Section 22.04.
Common Criminal Cases Involving Credit Card Abuse Arrests: The most common Credit Card Abuse cases and Debit Card Abuse arrests involve using expired credit cards to purchase goods, or uses a fictitious card obtained under a false name.